Sale of receivables is a service for companies who do not see it as possible for the debtor to pay quickly. It is for companies, who wish to quickly improve their financial liquidity by exchanging the claimed debt for financial means (at the expense of resigning from part of the amount). By selling the debt, the creditor receives money from the buyer (within the term specified by the contract or after the buyer has recovered the debt), while getting rid of additional costs associated with recovering the debt at court. The price gained by the entrepreneur depends e.g. on the debt’s expiry and the result of previous attempts at vindicating it.

Claim assignment is an agreement, which transfers the claim from the creditor to the assets of a third party.